In the spirit of celebrating women, it is worthy to note that women have continued to break the status quo. We have so many successful women in our time compared to years back. Women have continued to break the bias and affirm the saying that “what a man can do, a woman can do better”. And also the fact that a woman can be as successful as a man. In this age and generation, women have continued to step up and improve in growth and leadership. Gone are the days when women were only thought to belong to the kitchen and the other room. More women are beginning to improve themselves – career-wise or business-wise. Like other women, you should not be lagging as being a liability is now old-fashioned. Here are ways to achieve financial independence as a woman:

• Set your goals
• Have savings
• Have a monthly budget
• Have investments
• Build your self-esteem
• Upskill where necessary

Set your goals

Having goals is essential to achieving anything in life. It’s when you know where you’re headed, that you will know how to begin your journey. You can have short-term or long-term goals. It all depends on you. Make sure your goals are specific, measurable, attainable, relevant, and timely (SMART).

Have savings

Always save some of your earnings no matter how little it is. There would always be rainy days and you would be lucky if you had something to fall back to. You can start small (from 5% of your earnings). It doesn’t have to be much and as time goes on you could work your way upwards depending on your earnings. Also, it is important to pay yourself first (save) before you spend.

Have a monthly budget

A budget is a framework of how your finances will be spent. It will help you determine your financial habits. You might discover that you need to change your spending habits. It also helps you spend within your means and always gives room for keeping some money aside.

Have investments

Having an investment is important. It serves as an extra source of income. You let your money do the work and earn extra money by the side. There are good investments available for you to try. Even so, it is important to do your research very well before you put your money into any investment.

Build your self-esteem

Having the right mindset and esteem can set you up for good success. Believing in yourself and having the right attitude can make you do what you never thought you could do. You can break limits and barriers because your confidence is second to none. When you work on your self-esteem, the sky can only be your starting point.

Upskill where necessary

Our generation is so easy that anything you want to learn is online. Whether you want to improve on an existing skill or learn a new one, the internet is there for you. There are several explainer videos and online courses you can take to improve your skill. In this age and generation, there is no limit to what you can do and learn.